The Process - Finding the right solution for your personal or business needs requires us to pay special attention to the circumstances of your unique situation. This is why we take a needs-based approach to our financial planning strategy. Our six-step process will help ensure that you get on course to achieving your goals, and remain on course as life unfolds. Return to Services Financial plan recommendations can be implemented with the advisor of your choosing. Implementation of specific products or services may result in commissions or fees outside of the financial planning fee.